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“Experience year-round peace of mind with the ultimate advantage in your wallet”

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As the festive season approaches, Sri Lankans prepare to embrace joy, celebrations, and memorable moments. However, the benefits of an NDB Credit Card extend beyond seasonal offers, providing year-round peace of mind, unmatched convenience, and financial flexibility. Here’s how NDB Credit Cards stand out as your perfect companion for every occasion.

Q: What makes NDB Credit Cards the perfect companion for this Avurudu season?

At NDB, we recognise that Avurudu is more than just a celebration; it’s a time of togetherness, new beginnings, and cherished traditions. We want our customers to embrace the season without limitations, which is why NDB Credit Cards are designed to be the advantage in your wallet—offering affordability, ease, and flexibility in spending, all while ensuring complete peace of mind.

With up to 70% savings across more than 400 merchants island-wide, customers can shop, dine, travel, and celebrate with unmatched financial ease. Beyond discounts, our credit cards offer flexible instalment plans for up to 36 months, allowing cardholders to manage expenses smartly while enjoying the best of the season with absolute confidence.

Q: What makes NDB Credit Cards a must-have all year round?

NDB Credit Cards go beyond seasonal promotions to deliver unmatched peace of mind and financial security every day of the year. Whether you’re shopping, dining, traveling, or managing essential expenses, our cardholders enjoy exclusive privileges that make every transaction seamless and rewarding.

· 0% Instalment Plans Anywhere, Anytime – Convert any purchase into an interest-free instalment plan of up to 25 months every Thursday, ensuring financial flexibility with no additional cost.

· Weekly Supermarket Savings

– Enjoy up to 30% savings at leading supermarkets every week, making household shopping more rewarding.

· 0% Instalment Plans on Home & Electronics

– Upgrade your home with instalment plans of up to 36 months at selected merchants.

· Zero Fuel Surcharge

– Signature and Infinite cardholders can fuel up without additional charges, making travel worry-free.

· Dining Privileges

– Enjoy exclusive dining offers where the cardholder dines for free or receives up to 30% savings at leading restaurants and hotels.

· Education, Insurance & Healthcare at 0% Interest

– Convert education, insurance, and hospital bills into 12-month 0% instalment plans, easing the financial burden on essential payments.

· Exclusive Travel Benefits

– Get free travel insurance, airport lounge access, and enjoy up to 60% savings at hotels locally and globally.

Q: What are the flexible payment plans available for cardholders?

We recognise that financial peace of mind is key, especially during a high-spending season like Avurudu. To ease the burden of large purchases, we offer 0% interest instalment plans for up to 36 months, allowing customers to plan their expenses efficiently while still enjoying everything the season has to offer.

One of the most attractive features of NDB Credit Cards is the ability to convert any purchase into an instalment plan of up to 25 months at 0% interest every Thursday. This means whether you are shopping for fashion, electronics, home essentials, or even paying a hospital bill, you can spread the cost over time with no extra charges. It’s financial freedom at your fingertips!

Q: How can cardholders save on everyday expenses?

With up to 30% savings at leading supermarkets every week, NDB Credit Cards help you stretch your budget further. Whether it’s groceries, fresh produce, or household essentials, you can enjoy significant discounts and keep your monthly expenses in check.

Additionally, our zero fuel surcharge on Signature and Infinite Credit Cards ensures that fuel costs remain manageable, making daily commuting or long-distance travel more affordable.

Q: What dining and lifestyle benefits do NDB Credit Cards offer?

Eating out is even more enjoyable with NDB Credit Cards. Cardholders can dine for free at selected restaurants or enjoy up to 30% savings at leading dining establishments and hotels. Whether it’s a fine-dining experience, a casual meal with friends, or a family getaway, your NDB Credit Card ensures that every occasion is stress-free and more affordable.

Q: How do NDB Credit Cards make travel more rewarding?

For frequent travelers, NDB Credit Cards offer incredible value with up to 60% savings at hotels locally and globally, free travel insurance, and airport lounge access. Whether planning a well-deserved holiday or a business trip, our cardholders can travel with unmatched confidence and peace of mind.

Q: How can customers take advantage of these benefits?

These offers are available immediately to all NDB Credit Cardholders, and customers can unlock their exclusive benefits simply by using their cards at participating merchants. For those who do not yet to experience the true advantage in their wallet, now is the perfect time to apply for an NDB Credit Card and experience the true advantage of seamless spending, exclusive rewards, and financial flexibility.



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IMF approves USD695 million for Sri Lanka

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AFP –The International Monetary Fund’s (IMF) board approved two reviews of Sri Lanka’s loan programme, making USD695 million in additional loans immediately available to the island nation.

It is the latest tranche in the country’s four-year USD3 billion bailout, with the Fund warning of further risks due to the economic impact of the Middle East conflict.

Surging oil prices due to the conflict have heavily impacted many import-dependent Asian countries.

“Sri Lanka’s strong implementation under the EFF arrangement has continued despite challenging circumstances,” said the IMF’s Deputy Managing Director and Acting Chair Kenji Okamura.

“Gains from the economic reform programme helped preserve economic resilience and provided room to respond to cyclone Ditwah and the Middle East conflict. The latter, however, has significantly worsened Sri Lanka’s economic outlook and tilted risks to the downside.”

The IMF projects 2026 growth to slow to three per cent, with higher oil prices increasing inflation and weighing on the current account balance.

The board’s approval was contingent on Sri Lanka adjusting certain energy market subsidies issued in the wake of the conflict.

The statement said the Sri Lankan authorities had met the Fund’s requirements on fuel and electricity prices meeting cost-recovery criteria.

Criteria on ensuring no new external debts and on not imposing or intensifying import restrictions “were not observed”, however.

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Cambridge College honours students at awards ceremony

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Guests with an award winner at the certificate and medal awarding ceremony Hindu Cultural Hall in Kandy

The Cambridge College of English Language Training recently held a certificate and medal awarding ceremony to recognize the academic achievements of students who successfully completed Cambridge English examinations.

The ceremony was held at the Hindu Cultural Hall in Kandy with the Vice Chancellor of the University of Peradeniya, Prof. W.M.T. Madhujith, attending as the Chief Guest, while Kandy Mayor Chandrasiri Wijenayake participated as the Guest of Honour.

Founded on March 1, 2024, by English tutor, author and Cambridge TKT lecturer T. Ravichandran, the institution has emerged as a leading centre for Cambridge English examination preparation in Kandy.

Beginning with an initial intake of 30 students, the college has expanded rapidly and currently serves more than 300 students.

The institution’s achievements were further recognized when it received the “Emerging Star Award 2025” at the Annual Coordinators Conference 2025 (South Asia).

The college provides training for students between the ages of seven and 18 across six stages of Cambridge English examinations, including Young Learners English (YLE) Starters, Movers and Flyers, as well as KET, PET and FCE examinations.

Cambridge English qualifications are internationally recognized and are designed to assess language proficiency in line with the Common European Framework of Reference for Languages (CEFR).

The ceremony concluded with the presentation of certificates and medals to students in recognition of their academic performance and commitment.

Text and Pic by SK Samaranayake

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ABC Australia, Maharaja Media Network ink MoU to expand Indo-Pacific media collaboration

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The Australian Broadcasting Corporation (ABC Australia) has signed a Memorandum of Understanding with Sri Lanka’s Maharaja Media Network (MMN), marking a significant expansion of media cooperation aimed at strengthening content exchange, co-productions and professional collaboration across the Indo-Pacific.

The agreement builds on an initial broadcast partnership established in 2022 and an expanded licensing arrangement in 2023, under which ABC programming was made available free-to-air to Sri Lankan audiences through MTV Channel (Private) Limited, part of the Capital Maharaja Group.

Under the new framework, the two organisations will collaborate across television, radio and digital platforms, with a focus on co-produced content, editorial exchange, training opportunities and joint storytelling initiatives.

MMN, Sri Lanka’s largest media network, operates across television, radio, digital media, music and film, including MTV Channel (Private) Limited and MBC Networks (Private) Limited.

Australian High Commission officials described the agreement as a deepening of regional media ties. “This will cover co-production, content sharing and broader cooperation across the Asia-Pacific in telling stories that speak to both countries,” said Matthew Duckworth.

ABC International Head Claire M. Gorman said the partnership reflected a shared commitment to public-interest media and stronger regional storytelling.

Capital Maharaja Group Director Chevaan Daniel said the relationship, which began during Sri Lanka’s economic crisis in 2022, had grown through continued collaboration, including during the 2025 Ditwah cyclone response.

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