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Best in Class Innovation from Janashakthi Life



Ravi Liyanage -Director / Chief Executive Officer

Short Term premium payment and Long Term protection – ‘Janashakthi Flexipay’

Upholding its vision to provide protection and security for its policyholders, Janashakthi Insurance PLC has launched Janashakthi Flexipay, a short-term premium payment product which provides long-term protection to policyholders and their families. This unique solution is ideal for individuals who are not comfortable investing in long term financial commitments.

Having understood this need, Janashakthi Life introduced a policy whereby the customer can pay off their total premium within 3-5 years of the policy and receive coverage for upto 40 years. Customer has the flexibility to customize their own policy by adding the protection & health covers as desired, making this the most attractive and complete life insurance product at offer, to cater to the long-term insurance needs of the customer. Janashakthi Flexipay can also be packaged with many other life insurance benefits such as critical illness, hospitalization coverage and many more.

“Flexipay has been designed as a solution for customers who finds it challenging to commit to long term investments. Through this product, we have successfully eliminated the hassle of life long premium payments. Janashakthi Flexipay was able to mark itself as a successful product, by the popularity received with only after few days of being launched to the market – further confirming our values and commitments of being a customer-centric life insurance company. Flexipay is yet another addition to our innovative product portfolio that meets the evolving needs of the people, with this launch Janashakthi Life is demonstrating its true spirit of innovation and further support to strengthen the life insurance product portfolio.” commented Ravi Liyanage, Director / CEO of Janashakthi Insurance PLC.

Janashakthi has successfully introduced many ground-breaking products in the recent past, including Janashakthi Covid Guard, specifically designed to provide much-needed financial support during the pandemic and which includes coverage for COVID-19 related death, accidents, loss of income due to being hospitalized/quarantine in a government authorized facility and also, coverage for being admitted in the ICU due to COVID-19 and Life Unlimited, which provides lifelong hospitalization insurance. Janashakthi Good Health Global Health Passport is yet another addition to the growing portfolio of products where it provides customers with international hospitalization coverage, whether it be a planned hospitalization with prior Janashakthi approval or an emergency hospitalization while travelling abroad.

Janashakthi provides a range of Life Insurance solutions and services that cater to different stages of the life cycle of an individual, from childhood to retirement including educational needs, savings and investments, health requirements and mortgage protection. The company’s insurance products are backed by technology – leveraging on the company’s digital transformation strategy for growth. A range of functions from customer onboarding, premium payments, policy performance, premium receipts, claim management, policy servicing and swift communication have been digitalised. The Janashakthi Life App too was launched as an interactive self-service insurance mobile app to provide efficient and reliable seamless user experience. Moreover, Janashakthi Life continues to strengthen its digitalization drive through the introduction of multiple ways of paying premiums through online platforms and bank transfers.

Committed to improving equitable access to its products and services, Janashakthi Insurance continues its branch expansion drive, with a network of 75 branches across the country. The company’s sales force serves communities with professionalism, resulting in as many as 108 sales personnel qualifying for the internationally reputed Million Dollar Round Table in 2021.

As an innovator and pioneer in the Life Insurance industry, Janashakthi Insurance PLC is bringing to life its purpose of empowering dreams and uplifting the lives of the people of the nation.

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Sri Lanka’s economic confidence index plummets



‘No one has rated Sri Lanka’s economic condition as excellent. 1.8 % rated it as good and 1.3 % rated it as getting better. The resulting score was a (-) 96. This rating was (-) 83 in January 2022, a wide ranging Verite Research public opinion survey reveals.

Key findings of the survey:

Government approval rating drops from 10% to 3%

The second round of the Gallup Style “Mood of the Nation” poll was conducted in June by Verité Research. It assessed the approval, satisfaction, and confidence of the nation in relation to the government, the country, and the economy.

The poll was conducted as a part of the syndicated survey instrument by Verité Research. This instrument also provides other organisations the opportunity to survey the sentiments of Sri Lanka.

1. Government approval rating | 3% | To the question, “Do you approve or disapprove of the way the current government is working?” only 3% said they approve. In January 2022 this rating was at 10%.

2. Sri Lanka satisfaction | 2% | To the question, “In general, are you satisfied or dissatisfied with the way things are going in Sri Lanka?” only 2% said they were satisfied. This rating was at 6% in January 2022.

3. Economic confidence | negative (-) 96 | Multiple choice questions on the condition and trajectory of the economy are used to generate an economic confidence score. The score can range from negative (-) 100 to positive (+) 100. A score above zero means more people see the economic conditions positively rather than negatively. If everyone thinks the economy is in either excellent or good condition, and everyone also thinks it is getting better, the score will be (+) 10. If everyone thinks that the economy is in a poor condition, and everyone also thinks it is getting worse, the score will be a (-) 100. No one rated the economic condition as excellent. 1.8% rated it as good; and 1.3% rated it as getting better. The resulting score was a (-) 96. This rating was (-) 83 in January 2022.

Implementation of “Mood of

the Nation”

The poll is based on an island wide nationally representative sample of responses from 1,052 Sri Lankan adults, conducted in June 2022. The sample and methodology was designed to ensure a maximum error margin of under 3% at a 95% confidence interval. The polling partner was Vanguard Survey (Pvt) Ltd.

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Decline in share market in the wake of rate hike reports



By Hiran H.Senewiratne

CSE trading activities began on a positive note yesterday but during the latter part of the day the market experienced a dip on account of the overall supply chain economy being subjected to a contraction, stemming from the fuel crisis. Consequently, CSE activities were relatively low keyed, market analysts said.

“We are reverting to the negative. There is uncertainty on all fronts, from the political to the economic. Therefore, we are expecting a rate hike on Thursday. This is creating a bit of a cloud and we may see this continuing further, a top market analyst said.

Even if top level decision- making is happening in Sri Lanka the impact is not felt at the grassroots level. This has resulted in unrest in the country, the analyst said.

Amid those developments, both indices moved downwards. The All- Share Price Index went down by 97.9 points and S and P SL20 declined by 34.3 points. Turnover stood at Rs 1.3 billion with one crossing. The crossing was reported in JKH, which crossed 600,000 shares to the tune of Rs 73.2 million, its shares traded at Rs 122.

In the retail market, the top seven companies that mainly contributed to the turnover were; Lanka IOC Rs 611 million (7.3 million shares traded), Expolanka Holdings Rs 173.9 million (one million shares traded). LOLC Holdings Rs 47.4 million (120,000 sha4es traded), Hayleys PLC Rs 46.5 million (697.000 shares traded), Browns Investments Rs 46.3 million (6.4 million shares traded), JKH Rs 21 million (173,000 shares traded) and Softlogic Holdings Rs 20.5 million (794,000 shares traded). During the day 109 million share volumes changed hands in 15000 transactions.

The International Monetary Fund said last Thursday its talks with crisis-hit Sri Lanka had been “constructive”, thereby raising hopes it would soon grant preliminary approval for a desperately needed financial support package, observers said.

Meanwhile, the Colombo Consumer Price index rose 54.6 per cent year-on-year in June against a 39.1 per cent rise in May, according to the Statistics Department.

Yesterday the US dollar rate was Rs 360.73, which is now being controlled due to the prudent fiscal and monetary policies of the Central Bank.

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Dialog Club vision members receive access to an exclusive screening of ‘Jurassic World Dominion’



In a bold and breath-taking new global adventure, the epic conclusion to the Jurassic film franchise ‘Jurassic World Dominion’ hit theatres across the world on June 10. Just a day after its global premiere, Dialog Club Vision Red members and their loved ones received special access to an exclusive screening of the film at the Kandy City Centre Multiplex on June 11.

The explosive end to the Jurassic era sees two generations of the film’s franchise unite for the first time with Hollywood’s Chris Pratt and Bryce Dallas Howard joined by Oscar winner Laura Dern, Jeff Goldblum and Sam Neill. Dialog Club Vision members were some of the first to witness the utopian world where Dinosaurs and humans co-exist.

With the best interests of its members and their loved ones at heart, Dialog Club Vision continues to deliver a world of exclusivity and privileges such as personalized care, exclusive discounts and offers, lifestyle and entertainment events and more. To explore more exciting offers available for Dialog Club Vision members, and to learn more about Sri Lanka’s premier loyalty programme, customers can visit the MyDialog App or visit

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