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Agony and anguish faced by senior citizens



Arecent move by the government to reduce the fixed deposit rates has caused immense worry and concern to senior citizens and their families. Retired personnel and pensioners who have served this country amidst all suffering, whether it be the private sector or the public sector and who have to weather their reduced income with the high cost of living, increased charges for specialist consultancies and escalating cost of medicines and drugs, are suffering in desperation.

Senior citizens, most of whom depend on interest earned from bank deposits, face devastating low interest rates. It’s even worse for the growing number of pension-less population, for whom the only source of regular income is the interest they earn from deposits of varying terms. Falling interest rates are affecting their only source of income.The drastic reduction in the returns of savings accounts is another piece of news that’s worrying them.

Schemes for Senior Citizens only, have caused irreparable damage to the psyche of younger people who are sick and disabled, who are not senior citizens, who are deprived by this order for Senior Citizens only, schemes.

Even the Central Banks special scheme for senior citizens have been slapped with a Rs.1.5 Million ceiling – for an annual 15% rate. Senior Citizens cannot wait to draw annually and they need their money monthly – here we find that the rate is slashed by one per centum and they receive only 14.06% per month.

No Senior Citizen can wait till maturity for their money because they need it on a monthly basis for their survival. How can Senior citizens survive with this paltry sum which is not even sufficient for them to meet their medical bills. Not forgetting, of course, their daily intake of food, clothing and shelter.

Moreover, Senior citizens do not even have the luxury of obtaining medical insurance policies to cover their medical expenses.

In recent times, many older adults have to adapt to disabilities like sight loss from macular degeneration, glaucoma, or cataracts. In addition, decreased mobility, poor nutrition, and injury from falling are related impairments associated with low vision in senior citizens.

Many seniors feel depressed and isolated because of changes in their lives that stem from their disabilities. Depression has been shown to correlate with the abuse of alcohol and prescription drugs in seniors. New disabilities lead to unanticipated out-of-pocket expenses, including assisted living care, home modifications, and increased medication costs at a time when income is often fixed; together with isolation and reduced cognitive ability leave older adults open to abuse and fraud.

The Government is well aware of how Finance Companies have defrauded these people who are already in dire straits, even depriving them of their deposits and have driven a majority of them to suicide. And at this moment in time, some of the depositors had been lucky to at least receive part of their deposits because we have Mr. Gotabaya Rajapaksa as President, who stepped in and was able to save some of them from an impending and imminent disaster.

It is also imperative that, without any delay or any further ado, proper legislations be enacted so as to curb and abolish frauds of this nature and impose stringent and deterrent punishments to those finance companies that violate them.

We have also to consider the fact that every senior citizen in every community is human. They have the same rights as every one of us and they are entitled to good health care. So, in addition, we have the challenges faced by those who have taken it upon themselves to taking care of them. Catering to the unique needs of older people can be a difficult and expensive task for those providing the personal care, especially as they too have many other things to do. They have kids to take care of. They have their own expenses in paying for utilities – electricity, water and telephone. At the same time this should not let their duties to push them to the wall of not giving enough care to someone who deserves it.

So it is not only Senior Citizens, there are children and grandchildren of Senior Citizens who are taking care of their parents and grand-parents. They too have invested in Treasury bills and bank Fixed Deposits so that they can help these people which they cannot afford to with their salaries and/or their usual income; and today, all are in dire straits.

An earnest and urgent appeal is made to the President to look into the silently suffering citizens, by at least increasing the Special Scheme Deposits to, at least, a minimum of Rupees 5 Million per individual keeping, of course, in mind the senior citizens’ interest and the interests of those who are taking care of them together with the younger generation undergoing various forms of disabilities; and greater their disability, greater their needs.

A Point to Ponder: ‘Compassion’ is the kindness that is generated within one’s mind toward others’ – Buddhist Teachings.

Zulkifli Nazim

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Road accident tragedies vs COVID-19 success



Having received tremendous applause from other countries for our excellent work in controlling the coronavirus, sadly, we have failed to bring discipline to our road users, namely the motorists. The worldwide death toll, from the COVID-19, stands at 691,971 and our contribution to this is just 11, whereas 157,905 from the US, 37,426 in neighbouring India, and 5973 from Pakistan, so far. The World Health Organization (WHO) has commended the steps taken by the Sri Lankan authorities to control COVID-19. Expressing her views, the WHO representative in Sri Lanka, Dr Razia Pendse, has said she admired the steps taken by Sri Lanka to control the virus through educating the public, easing unnecessary fears and carrying out quarantine in an effective way. We Sri Lankans are really proud of our health authorities, and the support they received from our forces, on the guidance of our President.

Can we also be commended for how we have fared in our road manners and road safety? Sadly, no! Motor accidents so far, in 2020, as per our record, stands at 8880, and road accidents have killed 921 people so far this year. The World Bank says Sri Lanka has the worst road fatality rates, with a report published by it saying Sri Lanka has the worst road fatality among its immediate neighbours, in the South Asia region. It added that Sri Lanka needed US $ 2 billion additional investments, over the coming decade, to achieve a 50% reduction in national road crash fatalities. The study, by the World Bank, further points out the estimated annual crash deaths per capita, in Sri Lanka, is twice the average rate in high-income countries, and five times that of the best performing countries in the world. As per report, 38,000 crashes happen annually, which resulted in around 3000 fatalities and 8000 serious injuries. This is attributed to the rapid growth in vehicle ownership in the country, which is already high by regional standards and grew by 67% between 2011 and 2018. If the trend continues, the number of accidents, and crash fatalities, will increase. However, we are of opinion that reckless and drunk driving also have contributed to the increase of road accidents and fatalities. We hope the government, which drew applause for controlling COVID-19, can succeed in bringing about control in road accidents, which have brought more fatalities than the virus in few countries.



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Ban reality shows for children under 13



Recently a person, who called himself an English Tuition Master, was arrested for abuse of little children, in their own homes. As the story unfolded on the internet, this man is working for a popular TV channel as a back-ground designer. During the filming of children’s reality shows, he got friendly with little kids, and their mothers, who were foolish enough to accept his offer to give English tuition to children, by visiting them at their own homes, where he conducted most of the dirty work. After his arrest, his home, at Pannipitiya, was raided by police who found incriminating evidence of child abuse and filming of such scenes by this sex-maniac. This brings to our mind the question whether children are safe in TV studios and production locations of the advertising industry.

Little kids mingle freely, alone with adults, during such shows, and mothers, who bring them, are not always with them on a continuous basis – they are left alone with TV crews. Some shows go on till late hours, in the night, making room for sex-maniacs to do their sordid activities, easily. Some teachers have been sent to jail for child abuse. Therefore, no child is safe alone, in a public place, for that matter even in their own home, as in the case of the Pannipitiya man.

Government should take a decisive step to ban children, Under-13, from taking part in these reality shows, even with their parents, just as it banned Under-13 competitive sports for children. The TV stations, and parents, flouting these regulations, should be taken to courts.

Children, under 13, should also not be allowed to take part in TV advertisements. President GR, who is a strict army disciplinarian, should take quick action to bring new laws regarding child abuse, to safeguard our little kids.


Grand Parent


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Elect good, honest, educated, morally upright persons as MPs




“Elect good, honest, educated, and morally upright people as MPs” is not a new slogan. It has been heard at least over the past half a century, without any indication of it being heeded by the average voter. This is usually because the voters have no choice over the matter. It is the parties that nominate their candidates for election, subject to various considerations, having little to do with their formal education and moral character. The main criterion, they seem to consider, is how good is a candidate’s chance of winning; a candidate’s acceptability to a particular section of the general electorate does not necessarily depend on its perception of the person’s education or moral rectitude. If one party does not nominate a person of less than ideal qualities, who nevertheless stands a chance of winning votes for it in a particular constituency, then the party runs the risk of losing that electorate to a rival party which fields a candidate with questionable but ‘winning qualities’ in that particular setting. For voters in such a context, it is a choice between Tweedledum and Tweedledee as in the nursery rhyme. This frustrating fact is well known and need not be elaborated here.

It is not that the nomination committees of political parties want to include in their nomination lists individuals who are known to them and the public to lack the qualities named in the slogan (which forms the title of this piece). They don’t, but they can’t help it. Politicians, however morally refined, cannot avoid being pragmatists; they are obliged to strike a workable balance between principles and demands of pragmatism. The most important thing, in this situation, is that a ruling politician must have a lot of humanity to sufficiently ‘humanize’ his or her unavoidable pragmatism. For it should not be forgotten that though a politician need not be a ruler, a ruler must need to be a politician; in the treacherous world of politics, a politician cannot avoid pragmatism, but they can still be humane.

This time, however, it may be assumed that there is a difference. People are more aware of the necessity of having an elite of cultured technocrats of the ViyathMaga (Professionals for a Better Future) type in parliament. The education and the moral background of candidates must have received relatively more than customary attention from the nomination committees of all the parties, at least to some extent, though the ideology and the organization mentioned were the brainchild of the present President. But one cannot be sure that even the VM list of nominees (of the party that supports him) is completely free of characters who should not be there. This is because party organisers cannot afford to ignore the reality that under the existing electoral system, people vote for a particular party, unlike in the olden days, when widely known respectable individuals were elected to represent a constituency. Then it was the individual candidate, as much as the party, that was chosen. Today, for getting elected to parliament, a candidate must get enough preferential votes among a number of contending candidates put forward by each party for multi-seat constituencies; so naturally there is a form of undeclared war among candidates within each political party.

Recently, I wrote an opinion piece published in The Island (July 7) – what you are reading is an adaptation of one paragraph from that article – pointing out the importance of giving a chance to candidates to display their preferential numbers in a striking way, in order that the voters would remember the numbers of the candidates of their choice across the whole range of parties, alliances, and groups in the unusually long ballot paper. If that opportunity was denied it could be disadvantageous for the two most important types of candidates: the new and the materially poor. Candidates who are poor cannot afford expensive media advertising; the little known new ones would find it hard to make their numbers stand out among the numbers assigned to veterans, whose already well known names and previous designations render them conspicuous and memorable. So the veteran candidates of every party would not be likely to object to the Election Commission’s tough stand in this regard, for it would mean that they had a special advantage over their newer or younger and probably more ‘elect worthy’ contenders in the invidious intraparty war for preference votes. This situation can be most prejudicial to the newer fresher competitors, and also contrary to the generally shared desire among the voters to elect a decent lot to the august body this time. It was heartening to hear party leaders, on both sides, on their final campaign speeches, implicitly stressing the need for voters to make use of the preferential vote to reject possible rogues, if any, in their nomination lists.


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